Merchant Capture

A Merchant Capture account has these benefits:

• Make your funds available faster.
• Make deposits anytime.
• Save time preparing deposits.
• Consolidate funds from remote locations into one financial institution.
• Cut costly courier fees or trips to the financial institution.
• Reduce risk of check fraud.

Get faster funds availability – With electronic deposits, checks are deposited into your account sooner, so your money is working smarter for you. Make deposits anytime – Enjoy the convenience of making deposits electronically 24 hours a day, 7 days a week, even weekends. Save time preparing deposits – Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks. Save time and money – Electronic deposits reduce trips to the bank and eliminate costly courier fees.

Streamline your cash flow – Check deposits can easily be made from any remote office or storefront. This makes it easy to consolidate deposits from multiple locations into a single bank. Reduce risk of check fraud – Faster check clearing may allow you to act sooner on returned checks, increasing your opportunities for collection.

Work more securely – Multiple layers of security include password protection, Internet firewalls, and 128-bit encryption – the highest level of security commercially available.

Merchant Capture is easy to set up. All you need is:

• An account with Pinnacle Bank
• Chrome, Firefox, Edge (Merchant Capture Only with RangerRemote)
• Hardware:
• PC (minimum of one per branch and does not need to be dedicated to Branch Source Capture)
• Scanner (minimum of one per branch)
• Jogger (recommended to minimize scanner jams)
• Monitor, Mouse and Keyboard
• 2 GB free disk space (minimum)
• 2.0 GHz processor (minimum), Dual Core or higher recommended
• USB 2.0 port (minimum, for scanner)
• Miscellaneous Software:
• Adobe Acrobat Reader (Version 3.0 or higher)
• Network Connectivity – Internet connection, 512Kb up/down (minimum recommended speed)
• Operating System:
• Microsoft Windows 7
• Microsoft Windows 8
• Microsoft Windows 10

How does Merchant Capture work?

Using Merchant Capture is easy:

• Scan checks from a Web-connected computer – Using a desktop check scanner, simply scan both sides of the checks in a single pass.
• Prepare the deposit – View images of the scanned checks right on your PC. The dollar amounts for the checks are automatically read, and the deposit is totaled.
• Electronically send the deposit to the bank – After you save the deposit, go to the Pending Items tab and click the deposit’s submit link.
• The deposit is sent to the bank through a secure Internet connection.
• Funds are deposited into your account – Funds may be available sooner than traditional deposits.

Get started today and contact a member of the Treasury Management Services Team

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