Business Loans

SBA Loans

Financial strength to lift your business.

Letter Of Credit

Your suppliers may already know you. If not, a letter of credit can help you obtain inventory shipments.

BusinessManager®

Could you increase profits by operating from an enhanced cash position? BusinessManager® provides companies with immediate cash for their outstanding accounts receivables. More than 30,000 businesses have discovered that this program is the key to running and growing their businesses more effectively.

CashFlow LEASE®

In a continuing effort to help drive the success of our business customers, we are pleased to offer an in-house equipment leasing option. Adding CashFlow LEASE® to our catalog of commercial loan products means you get the benefits of traditional financing plus the ability to customize terms to the needs of your business.

CashFlow LEASE® helps reduce the risk of acquiring equipment. With this program, upgrade equipment as needed plus cut back on up-front costs.

Short Term Inventory Loans

When inventory is getting low, but you may not have the cash flow to fully restock, short-term inventory loans from Pinnacle Bank are a great solution. Our short-term inventory loans range from 30 to 90 days and are perfect for getting through busy shopping seasons.

Agricultural Loans

Farming has been an essential part of our community since the beginning, and we’re committed to keeping it strong for years to come. Our agricultural loans can help you with everything from upgrading your facilities to purchasing vehicles, real estate and livestock.

Equipment Loans

Keeping up with ever-changing equipment and technology requirements can be a challenge. Equipment loans from Pinnacle Bank make it easier. Contact one of our business bankers to discuss your needs. We’ll tailor a lending program to help you move forward with confidence.

Capital Expansion Loans

Whether you need to secure funding to get a new business venture off of the ground or in need of working capital to fuel growth, capital expansion loans from Pinnacle Bank can help you take your business to the next level.

Business Construction & Mortgage Loans

A business construction and mortgage loan from Pinnacle Bank can provide the funding you need to update your current space or expand to accommodate growth. Contact any of our business bankers to learn how we can partner in your success.

Commercial Line of Credit

Grow your business while maintaining a healthy cash flow with a commercial line of credit from Pinnacle Bank. A commercial line of credit has the same features of a business revolving line of credit with one exception — once you pay off the line of credit, the account is closed rather than being replenished.

Revolving Line of Credit

A business revolving line of credit is ideal for the short-term financing of day-to-day operations. You can access the exact amount of money you need when you need it. This means you aren’t borrowing too much money at one time, which can save you money on interest.

Each of our customers has his or her own plans and projects. However, they all share one thing in common: When they apply for a loan or line of credit, they want it to be quick and easy. That’s why we proudly offer our checking customers Business FasTrack loans. Business FasTrack is a service that lets you apply for a loan or line of credit for $3,500 to $50,000. You’ll receive a response in minutes and, if approved, have your cash within three days.

For larger (non-real estate) loan amounts, consider a Business FlexFunds loan. You can use the funds for anything from equipment and vehicles to office furniture and supplies —whatever you want!

A Business FlexFunds loan from Pinnacle Bank is just like a loan you would apply for in the branch and can be with or without collateral. One thing’s for sure: you’ll get an extremely competitive rate.