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Blog Safety & Security

Recognizing and Avoiding Digital Phishing Scams

At Pinnacle Bank, your security is our priority. In an increasingly digital world, protecting the financial health of our community, especially for small business owners, is more important than ever. Phishing scams pose a significant threat to long-term stability and growth, impacting real people and businesses.

To help you and your business remain resilient, we’re breaking down the common red flags to watch out for in email and payment app scams.

Email Scams

Unusual Email Addresses: Slow down and take a look. Does that email address seem off? If it’s not one you usually see from your bank, be cautious. Scammers often use addresses that look almost right, but not quite.

Misspelled Words: Spot check! If you see misspelled words or odd grammar, it’s a red flag. Real banks take care to spell things correctly.

Scare Tactics: Don’t panic. If an email tries to scare you with urgent warnings about your account, it’s likely a scam. Legitimate banks don’t use fear to communicate with you.

Suspicious URLs: Hold up — we don’t ask you to log in through an email. Phishing emails often include links to fake websites. Never click on unexpected links.

Unexpected Attachments: Something’s phishy if you receive an email from Pinnacle with attachments you didn’t ask for. We don’t send attachments out of the blue. These could contain malware.

If you feel odd about opening, just give us a call at 877-759-7939.

Payment App Scams

Unexpected Requests: If you get a random request to send money through a payment app, be cautious. This is often a scam.

Sending Money to Yourself: If someone claims to be us and says to send money to yourself, it’s definitely a scam. We never ask for this.

Overpayment Claims: Be wary if someone says they overpaid you and asks for a refund through Zelle®. Scammers use this trick to steal your money.

Suspicious Links: If a payment app message includes a link, don’t click it. Scammers use these links to steal your login details.

Pressure and Urgency: Scammers love to create urgency. If you’re told about emergencies, unverified transactions, account suspensions or surprise winnings, it’s likely a scam.

Staying informed and vigilant is crucial in protecting your business from phishing scams. At Pinnacle Bank, we are committed to supporting you in this effort. If you ever encounter any suspicious activity or have concerns about the legitimacy of an email or payment request, don’t hesitate to reach out to us at 877-759-7939. 

Together, we can keep your financial health secure and your business thriving. Stay safe!

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Blog Safety & Security

Recognizing Red Flags in Phone-Based Phishing Attempts

At Pinnacle Bank, we prioritize your safety and security, especially when it comes to protecting the financial health of our community from scams. All small business owners understand staying vigilant against phishing scams is critical for long term stability and growth–things that carry true human impact.

So, to help you and your business stay strong, let’s break down some common red flags to watch out for in phone and text scams.

Phone Scams

Unusual Caller ID: Even though caller IDs can be faked, our calls usually come from a known number (your local branch). If it’s not familiar, be skeptical and let it go to voicemail.

Scare Tactics or Threats: Phishing calls often use urgency to pressure you. If a caller demands immediate action or threatens you, hang up and call us directly at 877-759-7939 or the number on your card.

Asking for Personal Information: We don’t ask for your account number, PIN or password over the phone, and we never ask for a one-time code. Don’t share these details unless you initiated the call.

Calling You Unexpectedly: Be wary of unexpected calls. We usually contact you only if you’ve reached out first. If in doubt, hang up and call us back.

Text Scams

Strange Phone Numbers: Slow down. Is that the usual number your bank uses for texts? Legitimate bank texts come from official short codes, not random phone numbers.

Urgent Warnings or Requests: Take a breath. Phishing texts create panic, threatening to suspend your account or urging you to log in. We won’t send texts like this.

Odd Grammar or Spelling Mistakes: Spot check! Misspelled words or weird grammar in a text? That’s a clear sign of a scam.

Requests for Personal Information: If a text asks for personal details like account numbers, PINs or passwords, it’s a scam. We never ask for sensitive information via text.

Suspicious Links: Banks rarely send links in texts. Don’t click them. Instead, visit our official website (pinnaclebank.com) or call 877-759-7939 to verify.

Verification Codes: If and when we do send a verification code, do not give any codes sent to you via text message to anyone who contacts you.

By keeping these red flags in mind, you can help protect yourself and your business from scammers. Remember, Pinnacle Bank is here to support you — if something feels off, don’t hesitate to reach out to us directly. 

Stay safe and stay vigilant!

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Employee Insights – Sylvia Primm

Serving Athens, Georgia, Sylvia Primm is our Pinny Branch Manager. She embarked on her banking journey as a Pinny Teller right here at Pinnacle, and her expertise now encompasses all things Pinny-related. She takes pride in helping customers beyond regular banking hours and cherishes the collaborative spirit of her team.

Sylvia proudly holds a BBA in International Business and Economics from the University of Georgia–and loves serving near her alma mater.

Beyond her professional pursuits, Sylvia finds joy in spending time outdoors, playing with her dog, and exploring her culinary talents through the art of cooking. 

Pinnacle Bank is proud to have you, Sylvia!



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Employee Insights – Miranda McCarty

Miranda McCarty brings a wealth of experience to her role as Branch Banker at Pinnacle Bank, with an impressive 9-year career in the banking industry. Starting her banking journey in 2012, she now brings valuable loan expertise to the Pinnacle team. 

Coming from Elberton, Miranda knows the culture of Pinnacle and finds joy in her role by making her customers’ financial dreams a reality. 

Beyond her professional achievements, Miranda serves as the VP for the Elbert County Cattlemen’s Association, reflecting her commitment to both the financial sector and her local community. In her downtime, Miranda runs a farm with her husband and kids, overseeing around 100 head of cattle–a longtime dream come true!

Welcome to Pinnacle Bank, Miranda!

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Employee Insights – Marcus Schubert

With almost twenty years of experience in the banking industry, Marcus Schubert joins our team as one of our newest VP Business Bankers–specializing in commercial lending.

As a proud native of Danielsville, Georgia, he is a 2006 alumnus of the University of Georgia with a degree in Agribusiness, starting his banking career in Athens post-graduation.

What Marcus enjoys most about his role is the opportunity to serve his customers and help them achieve their financial goals. 

Outside the world of banking, he finds his joy in golfing, hunting, and spending quality time with his family and friends. 

Welcome to the Pinnacle Bank Family, Marcus!

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Employee Insights – Clay Wells

Hailing from Bainbridge, Georgia, Clay Wells loves solving problems and assisting teammates as a Branch Banker at our West Athens location. He serves with local charm and his degree in Business Administration from the University of Georgia Terry College of Business.

When Clay’s not at work he’s cheering on the Dawgs, grilling, or playing golf.

Thank you for all you do for your community, Clay!

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Employee Insights – Spencer Risner

As a dedicated Branch Banker at our Royston location, Spencer Risner began his journey in the banking industry under the guidance of John Hylton at Pinnacle Bank. With a focus on Consumer Lending and Customer Service, Spencer’s expertise lies in creating lasting financial solutions for clients.

Originally from Royston, Spencer holds a B.S. in History from Emmanuel University. Beyond his banking career, he finds joy in spending quality time with his family, exploring new places, teeing off on the golf course, and passionately supporting his beloved Tennessee Volunteers. Spencer’s enthusiasm for serving his community and clients shines through in every aspect of his work.

Welcome aboard, Spencer!

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Employee Insights – Alicia Weaver

As a Georgia-native, Alicia Weaver serves as our East Athens Branch Manager with almost twenty years of experience in the banking industry. While a seasoned pro in everything Pinnacle, she brings her wisdom leading our tellers and our Business Process Management efforts. 

With this background, it’s no surprise that Alicia genuinely loves her job, and you’ll often find her saying, “I enjoy everything about it!” Her passion for banking shines through in her dedication to making our customer and coworker experiences as smooth as possible.

Outside of work, Alicia enjoys sunny beach days, exciting cruises and magical trips to Disney World with her husband and four children. 

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Employee Insights – Amy Bell

Amy is no stranger to making dreams come true – she recently made the career change to mortgage lending and is excited to help customers see the same thing happen with their dream homes!

It is no surprise then that Amy’s favorite part of the job is the relationship-building aspect, saying, “I absolutely love going to closings with my borrowers and seeing the happiness on their faces once this process is over and they can finally begin moving into their dream homes.”

When she’s not guiding customers through the mortgage process, she’s spending time with her husband of thirty years and their three beautiful daughters, or she’s practicing her swing at the driving range.

Welcome to Pinnacle Bank, Amy!

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Employee Insights – Sabrina Walker

With over 15 years of banking experience, Sabrina Walker brings a wealth of knowledge and expertise to her role as Branch Manager at our location in Lavonia. Her first taste of banking came in her hometown of Huntsville, Alabama, when she got a job as a part-time main vault teller. It was here that she developed a passion for serving her friends and neighbors.

On top of her managing duties, Sabrina serves as a Financial Wellness Champion, helping educate the community on common money management practices.

As a recent graduate of the GBA-sponsored Georgia Banking School, she stays updated on the latest industry trends and best practices, ensuring she provides the highest level of service and expertise to her clients.

When she’s not in the office, Sabrina loves to travel and spend time with her children, who are now young adults. She indulges her creative side through crafting and wreath making, always seeking new ways to let her creative juices flow.

Contact Sabrina Walker at sabrinawalker@pinnaclebank.com or call 706-967-6101 to experience exceptional banking services and financial guidance tailored to your needs.