Locations

Looking for expert mortgage lending services in Augusta, GA? Pinnacle Bank is here to help. Conveniently located at 229 Furys Ferry Road, Suite 131, Augusta, GA 30907, our team of experienced mortgage professionals is dedicated to making your homeownership dreams a reality. Whether you’re a first-time homebuyer, looking to refinance, or seeking the perfect loan for your next home, we provide personalized mortgage solutions tailored to your needs.

Your Trusted Mortgage Partner in Augusta, GA

Since 1934, Pinnacle Bank has been a trusted financial institution, serving communities with excellence and integrity. Our mortgage specialists are committed to guiding you through every step of the home loan process, ensuring a smooth and stress-free experience. Reach out to us at (706) 495-5066 to speak with a local mortgage expert today.

Why Choose Pinnacle Bank for Your Mortgage Needs?

At Pinnacle Bank in Augusta, we specialize in home financing solutions designed to fit a variety of financial situations. Our mortgage products include:

Home Purchase Loans

Finding the right mortgage is key to securing your dream home. We offer a variety of loan options, including:

• Conventional Loans – The most popular mortgage type, ideal for borrowers with good or excellent credit. Down payment can be as low as 3%, but usually requires mortgage insurance.
• FHA Loans – A government-insured loan option perfect for first-time homebuyers. It features relaxed credit standards, low down payment, and allows financing of mortgage insurance into the loan.
• VA Loans – Exclusively for eligible veterans, active-duty military, reservists, National Guard members, or surviving spouses of veterans. It offers competitive rates and no down payment.
• Jumbo Loans – Designed for purchasing larger homes with as little as 5% down. It doesn’t require mortgage insurance, though it typically comes with a higher interest rate.
• AMP Loans – Ideal for applicants with limited down payment abilities, regardless of location. Down payment ranges from 0% to 3%, with no monthly insurance premium.
• Professionals Program – Tailored for trusted local professionals purchasing their primary residence or second home. Down payment ranges from 0% to 10%.

Mortgage Refinancing

Looking to lower your monthly payment, reduce your interest rate, or tap into your home’s equity? Refinancing your mortgage with Pinnacle Bank can help you:

• Lower your monthly payments.
• Shorten your loan term for faster homeownership.
• Consolidate debt by leveraging home equity.
• First-Time Homebuyer Loans

Navigating the mortgage process for the first time can be overwhelming. That’s why we offer specialized programs designed to make homeownership accessible and affordable, including down payment assistance and flexible credit requirements.

Investment Property Loans

Interested in purchasing a rental or investment property? Our mortgage experts can help structure financing options that maximize your investment potential while keeping rates competitive.

Local Expertise, Personalized Service

At Pinnacle Bank in Augusta, we understand that securing a mortgage is one of the biggest financial decisions you’ll make. That’s why we offer:

• Competitive Rates – Get the best possible loan terms for your budget.
• Pre-Qualified – Know your buying power before you shop for a home.
• Dedicated Loan Officers – Personalized guidance from start to finish.
• Streamlined Digital Process – Apply online and track your mortgage progress with ease.

A Little About Augusta, GA

Augusta is a vibrant city known for its rich history, thriving economy, and beautiful riverfront views. Home to the world-famous Masters Tournament, Augusta blends Southern charm with modern amenities, making it an ideal place to settle down. Whether you’re looking to buy your first home, upgrade, or invest in property, Augusta’s diverse real estate market has something for everyone.

Start Your Mortgage Journey Today

Your path to homeownership begins here. Let Pinnacle Bank’s mortgage team in Augusta, GA, provide the expertise, competitive rates, and personalized service you need to achieve your home financing goals.

Call us today at (706) 495-5066 or visit our office at 229 Furys Ferry Road, Suite 131, Augusta, GA 30907, to get started.

Experience the Pinnacle Bank difference – where home loans are made simple.