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Most people look forward to the holiday season. It’s a time for many to reflect on the past year and celebrate new beginnings with family and friends. But, unfortunately, it’s also a time when people may feel more financial stress than at any other time of the year.
What is Holiday Financial Stress?
Financial stress is often associated with economic issues, such as job loss or an unanticipated change to your circumstances. And while that type of financial stress can be overwhelming, our focus is to address the more self-imposed holiday financial stress, including social expectations, overcommitting, lack of planning and trying to keep up with your neighbors and friends.
For example, you may feel this year’s holiday celebration must be better than last year’s experience, which may drive you to spend unnecessarily. Or maybe you get carried away every holiday season, trying to find the best gift for each family member or friend, which leads to spending more than you should.
The fact is, if you can control your expectations, you can begin to eliminate the stress and anxiety you may feel during the holiday season.
Tips to Reduce Financial Stress
The following are some helpful tips to reduce financial stress during the holidays:
While you may not eliminate all the stress you feel during the holidays, taking these steps will help you gain more control of your finances. Focus on what matters most and allow yourself to adopt new celebratory traditions if the old ones require too much time or money.
If you need assistance setting up a holiday budget or would like to set up other savings options, don’t hesitate to get in touch with us.
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