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How Can We Help You?
Corporate Office
Pinnacle Bank
P.O. Box 430
Elberton, GA 30635
Personal Checking Accounts
Find Your Best Match
Pinnacle Bank makes checking “personal” by ensuring our customers have the checking account choices fitting their financial needs and lifestyles. To find the best account for you, please answer the questions within our quiz.
Benefits Checking
Get More From Your Checking Account with Benefits Checking.
Monthly Fee $6.95
Minimum to Open $50
Interest Not on this one.
- Cell phone protection
- Identity recovery assistance
- Roadside assistance
- $10,000 accidental death insurance
- Shopping, dining and travel discounts
- Only $6.95 per month
- Minimum opening deposit is only $50
- No per-check charge*
*Charges apply for non-sufficient items.
High-Yield
Checking
Interest-bearing checking account that includes a Simple Money Market account.
Monthly Fee Only if daily balance falls below $1k
Minimum to Open $50
Interest Bigger balances. Better rates.
- Higher rate for daily balance of $2,500+
- Additional interest for daily balance of $5,000+
- Competitive interest if daily balance is below $2,500
- No per-check charge*
- Mobile and online banking
- Unlimited check writing
- $10 monthly fee if daily balance is below $1,000
- Unlimited check writing
- Simple Money Market account with no minimum balance
- Minimum opening deposit is only $50
*Charges apply for non-sufficient items.
VIP Free
Interest Checking
Free interest-bearing checking account with unlimited checks and more.
Monthly Fee No Monthly Fee
Minimum to Open $50
Interest Yes, that’s the VIP treatment
- Competitive Interest
- No minimum balance requirement
- No monthly service charges
- No per-check charge*
- Mobile and online banking
- Unlimited check writing
- Minimum opening deposit is only $50
*Charges apply for non-sufficient checks
Totally Free Checking
Free Checking Account without the frills & Fees.
Monthly Fee No Monthly Fee
Minimum to Open $50
Interest Not on this one.
- No minimum balance requirement
- No monthly service charges
- No per-check charge*
- Mobile and online banking
- Unlimited check writing
- Minimum opening deposit is only $50
*Charges apply for non-sufficient checks
Simple Savings Account
A Simple Savings account is ideal for customers who want an interest-bearing savings account without the typical minimum balance requirements. We call it “Simple Savings” because it is a simple-yet-effective way to meet your financial objectives through a savings plan.
- Interest compounds daily and is paid quarterly
- Access to your funds with 24-hour ATM withdrawals
- Check balance and transfer funds with 24-hour telephone banking
- FREE online banking and bill pay
- Six withdrawals per quarter
- Quarterly or monthly statement when consolidated with your checking account statement
- Interest earned on any balance
- Save money while earning interest on idle funds
- Minimum opening deposit is only $50
Money Market Account
A Money Market account is an investment account that pays a higher market rate than traditional savings without tying your money up in a Certificate of Deposit. A Money Market account also offers multiple tiers of interest based on the amount you have in your account. The higher your balance, the better your rate.
- FREE online banking and bill pay
- Interest compounds monthly and is paid monthly
- Check balances and transfer funds with online banking, mobile app and 24-hour telephone banking
- Up to six transactions per month
- No minimum balance fees with daily balance of $2,500
- Minimum opening deposit is only $50
